The April 2026 SSP Reforms — What Changed
The Employment Rights Act 2025 rewrote sick pay from 6 April 2026. Three big changes: SSP is now paid from day one (the 3 unpaid waiting days are abolished), the lower earnings limit is removed (all employees qualify regardless of pay), and the rate is now the lower of £123.25/week or 80% of average weekly earnings — so low earners receive a proportionate amount instead of nothing.
How the 80% Rule Works
Earn £600/week on average and 80% is £480 — well above £123.25, so you get the full flat rate. Earn £120/week and 80% is £96 — you receive £96/week, where before April 2026 you would have received nothing at all. Around 1.3 million low-paid workers gained sick pay eligibility from this change.
The Rules That Stayed
SSP still runs for a maximum of 28 weeks per period, is paid by your employer through payroll (taxable, NI-able), and requires you to notify your employer within their deadline. Self-certify for the first 7 calendar days; a fit note is needed beyond that. Linked absences within 8 weeks of each other still count as one period against the 28-week maximum.
Enforcement
The new Fair Work Agency (launched April 2026) can investigate SSP underpayment proactively and act against non-compliant employers — sick pay compliance is no longer complaint-driven only.
Frequently Asked Questions
How much is SSP in 2026/27?
The lower of 123.25 GBP per week or 80% of your average weekly earnings, paid from the first day of sickness for up to 28 weeks.
Are there still waiting days for SSP?
No. From 6 April 2026 the three unpaid waiting days are abolished — SSP is paid from day one of sickness absence.
Do I need to earn a minimum amount to get SSP?
No. The lower earnings limit was removed in April 2026. Every employee qualifies; lower earners receive 80% of their average weekly earnings.