💷 Money Basics

Redundancy Rights and Pay: What You Are Actually Owed

Statutory redundancy maths, the £30,000 tax-free rule, notice pay and the consultation rights employers sometimes skip.

📅 Published ·⏱️ 5 min read

Redundancy arrives with a fog of numbers at the worst possible time. The entitlements are more mechanical than they feel — here is the machine.

Statutory Redundancy Pay

Requires 2+ years of service. The formula: 0.5 week’s pay per full year under age 22, 1 week per year from 22–40, 1.5 weeks per year from 41 — capped at 20 years of service and a weekly pay cap of £751 (2026/27), maximum £22,530. Your contract may promise more (enhanced redundancy); it cannot pay less.

The £30,000 Tax-Free Slice

Genuine redundancy payments — statutory and enhanced — are tax-free up to £30,000. But notice pay, holiday pay and PILON (payment in lieu of notice) are normal earnings: taxed and NI’d in full. Getting the split right on your settlement statement matters by thousands.

Notice and Consultation

Practical Moves

Check any settlement agreement covers the correct tax treatment (and that the employer pays for the legal advice — standard practice). Redundancy in a high-earning year? Sacrificing part of a package above £30,000 into your pension avoids tax entirely.